Tax Filing & Financial Planning
File Your Taxes and
Plan Your Future
in One Place
VaulTax guides you through every filing and builds a personalized financial plan — no accountant required.
Tax Year 2024
Federal Return
$1,847
Estimated refund
Emergency Fund
$6,800 / $10,000
68%
Vacation Fund
$2,730 / $3,000
91%
Net Worth
$48,230
Next deadline
Apr 15, 2025
What VaulTax does
Tax filing and financial planning have always belonged together.
Most people file their taxes each spring, then go back to guessing about their finances the other eleven months. VaulTax connects both. Your filing data feeds your financial plan automatically — so your tax return tells you where to go next, not just what you owe.
Tax Filing
Guided, step-by-step filing for individuals, freelancers, and small business owners. W-2s, 1099s, Schedule C — all handled, with a live refund estimator updating as you go.
Financial Planning
Savings goals, investment snapshots, and personalized recommendations — built from your real income and tax data. Know what to do with your refund before it arrives.
Built for
Individuals & Families
Simple W-2 filers who want their refund fast and a plan for what comes next.
Freelancers & Gig Workers
Quarterly estimated taxes, deduction tracking, and a financial plan that accounts for variable income.
Small Business Owners
Schedule C, business deductions, retirement contributions — all in one guided flow with planning built in.
How it works
From first question to filed return — and everything after.
Tell us about your year
VaulTax asks the right questions — income sources, life changes, deductible expenses — and builds your complete tax picture. Import W-2s, 1099s, and prior-year returns in seconds.
Income sources
Review, optimize, and file
VaulTax finds deductions you may have missed, shows you your refund (or liability) in real time, and files electronically with the IRS — with your state return in the same flow.
Refund estimator
Live$1,847
Federal estimated refund
Build your financial plan
Your filing data flows directly into your financial plan. Set savings goals, see investment recommendations, and know exactly what to do with your refund before it lands in your account.
Next best action
Max your IRA contribution
Put $1,500 of your refund into a Roth IRA to reduce next year's taxable income and build retirement savings simultaneously.
The VaulTax difference
Tax software tells you what you owe. VaulTax tells you what to do next.
Every filing decision — how you classify income, what you deduct, whether you contribute to a retirement account — has a downstream effect on your financial plan. VaulTax is the first product that treats those two things as one conversation.
Pricing
Tax filing and financial planning, priced as one.
Pay for one tool, not two. VaulTax replaces both your tax software and your budgeting app.
The old way
- Separate tax filing app — enters your data once a year, then goes dormant
- Separate budgeting app — no connection to your tax situation
- Possible accountant or advisor fees layered on top of both
- Manual data transfer between every tool — your tax return never informs your budget
The unified approach
- Guided tax filing — W-2, 1099, Schedule C — with live refund estimation
- Financial plan automatically built from your tax data — goals, investments, recommendations
- All data moves automatically — file once, plan all year
- Expert-grade guidance without accountant fees
Frequently asked
Questions we get from people like you
Do I need an accountant to use VaulTax?
No. VaulTax is built to give you the same clarity an accountant would — without the hourly rate. The guided filing flow and automatic financial plan are designed for people who are smart about their money but not professional tax preparers.
I'm a freelancer with multiple 1099s. Can VaulTax handle that?
Yes. VaulTax is built specifically for freelancers and gig workers. You can add multiple 1099 income sources, track deductible business expenses, and calculate quarterly estimated taxes — all in the same guided flow.
How does the financial plan connect to my taxes?
When you file, your income, deductions, and refund data flow directly into your financial plan. VaulTax uses that data to recommend savings allocations, flag retirement contribution opportunities, and show you how this year's filing affects next year's picture.
Is my financial data secure?
Yes. VaulTax uses bank-grade encryption to store and transmit all financial data. Your tax returns and account information are protected at every step.
What if I have both W-2 income and self-employment income?
VaulTax handles mixed-income situations. Add your W-2 and 1099 income sources side by side, and the filing wizard walks you through each deduction category that applies to your situation — including Schedule C for the self-employment portion.
Does VaulTax file state taxes too?
State returns are handled in the same filing flow as your federal return. You complete both in one guided experience — no separate system or extra steps.
Ready to start?
Your next tax season starts now.
Set up your account, connect your income sources, and see your financial picture come together — taxes and planning in one guided experience.